Does Your NBN Provider Actually Matter? (Yes, Here's Why)

"NBN

NBN

Full definition → is NBN — they all use the same cables, so why pay more?" It's one of the most common misconceptions about Australian internet. The infrastructure is shared, yes. But what happens between your modem and Netflix? That's where providers differ dramatically.

The Short Answer

All NBN providers share the same "last mile" to your home. But after that? Each provider has their own bandwidth

bandwidth

Full definition → allocation, network infrastructure, international links, and content caching. These differences can mean 80+ Mbps

Mbps

Full definition →
vs 15 Mbps during peak hours

peak hours

Full definition →
on the same NBN plan.

The NBN myth vs reality

Here’s what people think happens when they sign up with an NBN provider:

The Myth

"NBN is a government-owned network. All providers just resell the same thing. The only difference is price and customer service."

The Reality

NBN only provides the connection to your home. Everything after that — the bandwidth, the routes, the international links — is built and paid for by your ISP

ISP

Full definition → . Cheap providers buy less bandwidth. You get what they pay for.

What your NBN provider actually does

Let’s trace what happens when you click “play” on Netflix:

The Journey of Your Data

Your Home
Your modem

modem

Full definition →
/router
NBN Network
Shared infrastructure
POI
Handoff point
Your ISP
ISP network
Internet
The destination
■ NBN-owned (same for everyone) ■ ISP-controlled (where differences happen)

NBN’s job ends at the POI

POI

Full definition → . Everything after that — how much bandwidth your ISP has purchased, how they route traffic, where their servers are — that’s all provider-specific.

The POI: Where the magic (or misery) happens

Australia has 121 Points of Interconnect (POIs) — physical locations where NBN hands off traffic to retail providers. Think of a POI like a highway on-ramp. NBN builds the local streets to the on-ramp. Your ISP builds (or rents) everything after that.

Victoria's NBN Points of Interconnect

There are 19 POIs in Victoria. Your home connects to one of them based on your location.

POI LocationServesApprox. Premises
Melbourne CityCBD, Inner suburbs~400,000
CheltenhamBayside, Kingston~150,000
SunshineWestern suburbs~200,000
GeelongGreater Geelong, Surf Coast~120,000
BallaratBallarat region~60,000
BendigoBendigo region~50,000

Each ISP must purchase bandwidth at EVERY POI where they have customers. A provider might be great in Melbourne but congested in Geelong — or vice versa.

CVC: The bandwidth your ISP buys

Here’s the critical part: at each POI, your ISP purchases CVC

CVC

Full definition → bandwidth from NBN. This is a pool of bandwidth shared by ALL of that ISP’s customers at that POI.

How CVC Congestion Works

Well-Provisioned ISP

450 Mbps used
1000 Mbps purchased

Plenty of headroom. Everyone gets their full speed.

Under-Provisioned ISP

950 Mbps used
1000 Mbps purchased

Nearly maxed out. Speeds drop for everyone during peak.

This is why cheap providers often suck at peak times (7pm-11pm). They buy less CVC bandwidth to keep costs down. During the day? Fine. When everyone’s streaming Netflix after dinner? Congestion city.

How to check your ISP’s capacity

Some providers are transparent about their CVC capacity. Here’s where to look:

Aussie Broadband (Most Transparent)

Aussie Broadband publishes real-time CVC graphs for every POI, publicly accessible:

  1. Visit aussiebroadband.com.au/cvc-graphs
  2. Find your POI (e.g., “Geelong”)
  3. Check the utilisation percentage
What to Look For

Green (under 80%): Well provisioned — you'll get your full speed
Yellow (80-90%): Getting busy — possible slowdowns at peak
Red (90%+): Congested — expect slower speeds 7-11pm

Superloop

Superloop provides CVC information in your customer portal after signup. They maintain a policy of keeping utilisation below 80%.

Telstra

Telstra doesn’t publish CVC data, but historically provisions generously. They can afford to — they charge more.

TPG/iiNet/Internode/Vodafone (TPG Group)

These brands share infrastructure. No public CVC data. Reports vary by area.

Optus

No public CVC data. Mixed reviews on peak-hour performance.

Beyond CVC: What else differs?

CVC is just the first bottleneck. Here’s what else matters:

1. Backhaul Networks

After the POI, traffic travels on your ISP’s backhaul

backhaul

Full definition → network to their core infrastructure. Larger providers have their own fibre networks. Smaller ones rent capacity from others.

Telstra

Owns extensive national fibre network. Traffic stays "on-net" longer.

Aussie Broadband

Built their own network. Known for quality routing.

Smaller MVNOs

Resell capacity from larger networks. Quality depends on their supplier.

When you access overseas content (US servers, European sites), your traffic crosses international submarine cables. Different ISPs have different:

  • Capacity on these links
  • Peering arrangements with overseas networks
  • Routes your traffic takes
Why International Matters

A provider might be fast for Australian content but slow for US gaming servers. International link quality affects streaming services, gaming latency, and any site hosted overseas.

3. CDN

CDN

Full definition →
Peering

Here’s something most people don’t know: major content providers have servers INSIDE Australian ISP networks.

Content Caching Changes Everything

ServiceCDN/CacheWhat It Means
NetflixOpen ConnectServers inside ISP networks
YouTube/GoogleGoogle Global CacheLocal Google content
PlayStation/XboxAkamai, LimelightGame downloads
SteamSteam CacheLarge game files
Disney+Disney+ CDNStreaming content

If your ISP has Netflix Open Connect appliances in their network, your stream travels a few kilometres instead of across the Pacific. This is why some "slower" plans feel faster than "faster" plans with poor CDN peering.

4. Peering

Peering

Full definition →
at Internet Exchanges

ISPs connect to each other at Internet Exchange

Internet Exchange

Full definition → s. Australia’s main ones:

  • PIPE/Equinix in Sydney and Melbourne
  • IX Australia in multiple cities
  • MegaPort connections

Good peering means traffic between Australian services (like accessing an Australian bank’s website) stays fast and local. Poor peering means it might route via Sydney or even overseas unnecessarily.

The technical terms explained

Internet Jargon Decoder

POI (Point of Interconnect)

Physical location where NBN hands off your traffic to your ISP. Australia has 121 POIs.

CVC (Connectivity Virtual Circuit)

Bandwidth your ISP purchases from NBN at each POI. Shared pool for all customers at that location.

AVC (Access Virtual Circuit)

Your individual connection to NBN. This is your speed tier (NBN 50, NBN 100, etc.).

Latency (Ping)

Time for data to travel from A to B, measured in milliseconds. Lower is better. Gaming needs <30ms to feel responsive.

Jitter

Variation in latency. If ping bounces between 20ms and 200ms, that's high jitter. Kills video calls and gaming.

Packet Loss

Data that never arrives. Even 1% packet loss causes buffering, call dropouts, and game lag.

Hops

Each router your data passes through is a "hop". More hops = more latency and more points of failure.

BGP (Border Gateway Protocol)

How networks tell each other where to send traffic. Bad BGP = your data takes inefficient routes.

Peering

Direct connections between networks. Good peering = fast, direct routes. Poor peering = traffic goes the long way.

CDN (Content Delivery Network)

Servers placed close to users to speed up content delivery. Netflix, YouTube, and gaming platforms use these.

Backhaul

The network between POIs and your ISP's core infrastructure. Better backhaul = more consistent speeds.

Contention Ratio

How many customers share the same bandwidth. Lower ratios mean less congestion.

How to choose an ISP (the practical guide)

Step-by-Step ISP Selection

1

Check your NBN technology first

Visit nbnco.com.au/check-your-address. If you have FTTP

FTTP

Full definition → or HFC

HFC

Full definition →
, you can get the new faster tiers (500/750/1000/2000). FTTN

FTTN

Full definition →
and FTTC

FTTC

Full definition →
are limited.

2

Check CVC capacity for your POI

For Aussie Broadband, check their public CVC graphs. If your POI is consistently green, they're a safe bet. Other ISPs — ask directly or check forums like Whirlpool.

3

Check local reviews

Performance varies by area. A provider crushing it in Sydney might be congested in Geelong. Search "ISP name + your suburb + Whirlpool" for local experiences.

4

Consider your usage

  • Streaming/general: CVC capacity matters most
  • Gaming: Latency

    Latency

    Full definition →
    and jitter

    jitter

    Full definition →
    matter — look at routing quality
  • Working from home: Reliability and upstream

    upstream

    Full definition →
    matter
  • Large downloads: CDN peering for Steam, PlayStation, etc.
5

Don't be afraid to switch

NBN providers have no lock-in contracts (usually). If speeds disappoint, switch. It's your legal right and takes about a week.

Red flags when choosing a provider

  • "Unlimited" plans significantly cheaper than competitors — They're saving money somewhere (usually CVC)
  • No mention of typical evening speeds — They don't want you to know
  • Long contracts — Good providers don't need to lock you in
  • "Up to" speeds with no evening speed guarantee — Meaningless marketing
  • No Australian support — Offshore support struggles with NBN-specific issues

The bottom line

Yes, your NBN provider absolutely matters. The “last mile” to your home is shared, but:

  • CVC bandwidth at your POI determines peak-hour speeds
  • Backhaul quality affects consistency
  • International links matter for overseas content
  • CDN peering makes streaming actually work
  • Routing decisions affect latency and gaming

Paying an extra $10-20/month for a well-provisioned ISP often makes the difference between “NBN is terrible” and “NBN is great.”

The Quick Recommendation

For Geelong, Surf Coast, and Bellarine: Check Aussie Broadband's CVC graph for the Geelong POI. If it's green, they're a solid choice. Superloop is another good option. Avoid the cheapest providers unless you're okay with peak-hour slowdowns.


Need help with your internet?

If you’re not getting the speeds you’re paying for — or you’re not sure if the problem is your ISP, your NBN connection, or your WiFi — that’s exactly what I help with. I can test your connection, identify where the bottleneck is, and recommend whether switching providers would actually help.

Internet Diagnosis Session

  • Test actual speeds vs advertised speeds
  • Identify whether the issue is NBN, ISP, or WiFi
  • Check your ISP's capacity at your local POI
  • Review your plan and usage patterns
  • Recommendation for whether to switch (and to whom)

Get in Touch

or call 0489 998 445



This article explains technical concepts based on publicly available information about NBN infrastructure. See our full content disclaimer for important information about our educational content.


Serving Geelong, Surf Coast, and Bellarine Peninsula.

Why Oh WiFi · 0489 998 445 · hello@whyohwifi.com.au

General information only: This content is for educational purposes. Every property and WiFi setup is different. For advice specific to your situation, book an assessment. Read full disclaimer.

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